Banker
The Banker offers a reliable banking system, which enables the banks to reach out a market, a banking solution which is easy to implement yet capable to scale up support rapid growth of client base and expand the range of products and services offered.
The ”BANKER” is a Multi-Currency, Multi-Users, Multi-lingual, Multi-Database software for Microfinance, Co-operatives, GRAMEEN, Federations and Village Banking.
Overview
Let Senova help you to get your Accounting and Banking software right first time and every time!
Whether your company is a small or blue chip company Senova has built the right solution for your Accounting and Finance, Inventory Control, Sales – Billing and Purchasing, Banking – Cheque handling. We give you the right solution to manage your business.
A total solution which suits your requirements, need not re schedule your business process but we do the customization at no cost. We guarantee a growth in your business at a short time period.
The Banker is a fully integrated software developed based on member concept which provides Client Information, Savings, Shares, Loans and General Ledger Accounting modules and Perfect management information system software developed for the Microfinance Industry.
Key Features of BANKER Software Solution
Multilingual Software Package
Automated Accounting
User Friendly
Access Control of the System – User Levels
Auto Database Backup Process
Passbook Printing
Connecting Through LAN and WAN
Extended Features
• Unlimited number of Loans Types can be added.
• Unlimited number of Deposits can be added.
• Inbuilt Leasing module.
• Inbuilt Pawning module.
• Inbuilt Insurance Collection module.
• Inbuilt module for Electricity , Water Bill Collection.
Loan Portfolio Management
• Unlimited number of loan products with direct linkage to General Ledger.
• Loan Application, Loan Approval, Loan Disbursement, Collateral, Loan Guarantors, Write-Off, Reschedule, Provisions, Interest Capitalization, Penalty Calculation, Loan Commission, Loan Insurance, Loan Application Fee etc.
• Repayment frequencies: Daily, Weekly, Bi-Weekly, Half-Monthly, Monthly, Quarterly, Semi-yearly, Yearly and User-definable.
• Interest Calculation: Flat Rate, Declining Balance Amortization and Compound Interest.
Savings / Shares / Fixed Deposit Management
• Configurable unlimited number of products such as Compulsory Savings, Loan Guarantee Savings etc. with direct linkage to General Ledger.
• Interest calculations: Monthly average running balance or Monthly minimum balance.
• End of Period: Ledger Fee, Interest Calculation, Minimum Balance, Transaction Fee and other User-definable Charges.
Accounting
• The chart of accounts is complete, consistent, flexible, and user- definable—with five major categories for Assets, Liabilities, Equity, Income and Expenses.
• Full support of General Journal and Journal Entries (Income, Expenses and Cash transfer from reserve to Cashier).
• Customizable transaction menus.
